Committed to building a dynamic, democratized ecosystem that fuels a growth economy.    

We recognized an industry challenge that customers face poor experiences when it comes to credit and the friction to access financial products in the moment they are actually looking to buy. Legacy fintech solutions are very limited in price point coverage and not regulated lending. Legacy financial services products require long credit applications or the need to seek out personal loans. The propsective buyer gets bounced around and sometimes declined. Co-founders and brothers Tushar & Prerit Srivastava found their opportunity to disrupt this industry norm based on their experience in the technology, lending, and risk sector by integrating credit flows to exactly where the financial decision is taking place in the buyer journey - whether online or in person.

Today, Skeps is a distributed blockchain model that put a multi-lender credit data engine exactly where the customer is, enabling banks to distribute the best-fit financial products to more credit-worthy customers and enabling merchants to see improved metrics at every funnel stage on the path to purchase.