--- title: Secure Consumer Financing Solutions for Merchants | Skeps description: Merchants can enjoy faster approvals, cutting-edge data security, and increased revenue from Skeps’ white label POS Lending platform. --- # An innovative solution for modern consumer financing [ Request a demo ](https://www.skeps.com/request-demo) ## Close more sales Offering the right financing solution to match your consumers' needs creates more sales ## Exact Monthly Payments Know exactly how much you will pay each month when adding each item to your cart ## Confirm your information We follow the highest security standards. ## Checkout with confidence Once you checkout your repayment schedule will start. ![hero-banner-gradient](https://f.hubspotusercontent40.net/hubfs/4016590/Skeps/Home/hero-banner-gradient.png) ![HomeBanner1](https://www.skeps.com/hubfs/HomeBanner1.png) ## Close more sales Offering the right financing solution to match your consumers' needs creates more sales ![HomeBanner2](https://www.skeps.com/hubfs/HomeBanner2.png) ## Exact Monthly Payments Know exactly how much you will pay each month when adding each item to your cart ![HomeBanner4](https://www.skeps.com/hubfs/HomeBanner4.png) ## Confirm your information We follow the highest security standards. ![HomeBanner3](https://www.skeps.com/hubfs/HomeBanner3.png) ## Checkout with confidence Once you checkout your repayment schedule will start. ## A Consumer Financing Solution for the Modern Age Point-of-sale financing has been estimated to raise conversion rates by 20-30% and average ticket size by 30-50%. Consumers expect payment flexibility, and they will seek out the merchants that offer it. Skep's cutting-edge technology platform offers best-in-class customer experience, approval speed, and a true omnichannel experience. Our omnichannel platform allows for several steps of the approval process to be done simultaneously, achieving faster approvals than ever before. ## What Can Skeps Offer You? ![Fast and Easy Implementation](https://www.skeps.com/hs-fs/hubfs/ui-speed.png?width=100&height=106&name=ui-speed.png) Fast and Easy Implementation Choose from our low to no integration options and get started in a few short days ![Multi-Lender](https://www.skeps.com/hs-fs/hubfs/MicrosoftTeams-image%20(86).png?width=100&height=106&name=MicrosoftTeams-image%20(86).png) Multi-Lender Offer as many financing options as your clients need all from a single application. ![True Omnichannel](https://www.skeps.com/hs-fs/hubfs/MicrosoftTeams-image%20(87).png?width=100&height=106&name=MicrosoftTeams-image%20(87).png) True Omnichannel Skeps’ platform is available in any channel - online, in-store, email or even tele-sales ![Top-of-the-Line Security](https://www.skeps.com/hs-fs/hubfs/icon-security.png?width=100&height=106&name=icon-security.png) Top-of-the-Line Security Our blockchain platform keeps data secure while keeping costs low. ![Clean User Interface](https://www.skeps.com/hs-fs/hubfs/icon-ui.png?width=100&height=106&name=icon-ui.png) Clean User Interface We reduce friction by giving consumers one button to click for all their financing needs ![White Label Platform](https://www.skeps.com/hs-fs/hubfs/MicrosoftTeams-image%20(85).png?width=100&height=106&name=MicrosoftTeams-image%20(85).png) White Label Platform Merchants get the benefit of our technology while keeping their brand front and center ##### Did you know ? ## The lack of relevant financing options is one of the leading causes of customer drop-offs ## 77% #### Customers seek financing ## 15% #### AOV increase with financing ## 44% #### Increase in conversion rate ## Solutions for all industries - [ Home Improvement ](https://www.skeps.com/merchants#home1) We’ve been moving mountains to improve the customer experience for home improvement - ![MicrosoftTeams-image (83)](https://www.skeps.com/hubfs/MicrosoftTeams-image%20(83).png) ## Discover how we increased conversions for our partners in home improvement [ Learn More ![](https://f.hubspotusercontent40.net/hubfs/4016590/Skeps/merchant/arrow-white.png) ](https://skeps.com/blog/effective-financing-increases-approval-rates-to-80) - ![MicrosoftTeams-image (51)](https://www.skeps.com/hubfs/MicrosoftTeams-image%20(51).png) Skeps patented technology provides access to a wide variety of credit solutions - 86% Approval Rate - 50% Conversion Rate We’ve been moving mountains to improve the customer experience for home improvement - ![MicrosoftTeams-image (83)](https://www.skeps.com/hubfs/MicrosoftTeams-image%20(83).png) ## Discover how we increased conversions for our partners in home improvement [ Learn More ![](https://f.hubspotusercontent40.net/hubfs/4016590/Skeps/merchant/arrow-white.png) ](https://skeps.com/blog/effective-financing-increases-approval-rates-to-80) Skeps patented technology provides access to a wide variety of credit solutions - 86% Approval Rate - 50% Conversion Rate ## Why businesses love us ## Simultaneous Evaluation Our patented process ensures your customers never experience multiple declines ![SimultaneousOfferEvaluation-1](https://www.skeps.com/hubfs/SimultaneousOfferEvaluation-1.png) ## Engage Customers Early Notify your customers the moment they login to your site that they have financing offers available ![EngageCustomersEarly](https://www.skeps.com/hubfs/EngageCustomersEarly.png) ## Program Cost Control Allows you to take control of what products are displayed on your site ![ProgramCostControl](https://www.skeps.com/hubfs/ProgramCostControl.png) ## True Omni Channel Allows you to promote financing online, in-store, email, or even through direct mail ![TrueOmniChannel-2](https://www.skeps.com/hubfs/TrueOmniChannel-2.png) ## Simultaneous Evaluation Our patented process ensures your customers never experience multiple declines ![SimultaneousOfferEvaluation-1](https://www.skeps.com/hubfs/SimultaneousOfferEvaluation-1.png) ## Engage Customers Early Notify your customers the moment they login to your site that they have financing offers available ![EngageCustomersEarly](https://www.skeps.com/hubfs/EngageCustomersEarly.png) ## Program Cost Control Allows you to take control of what products are displayed on your site ![ProgramCostControl](https://www.skeps.com/hubfs/ProgramCostControl.png) ## True Omni Channel Allows you to promote financing online, in-store, email, or even through direct mail ![TrueOmniChannel-2](https://www.skeps.com/hubfs/TrueOmniChannel-2.png) ## An effortless dashboard ## Full Funnel Metrics Understand your customers behavior at each step in the funnel from application to funding ## Offer Optimization Manage your offers at product or SKU level detail ## Program Management Make updates to your program at the click of a button [ Get started with Skeps ![](https://www.skeps.com/hubfs/Skeps_TF2021/home/group-18.svg) ![](https://www.skeps.com/hubfs/Skeps_TF2021/home/arrow-white.svg) ](https://www.skeps.com/request-demo) ![HeroBanner-1](https://www.skeps.com/hubfs/HeroBanner-1.png) ![HeroBanner-1](https://www.skeps.com/hubfs/HeroBanner-1.png) ![HeroBanner-1](https://www.skeps.com/hubfs/HeroBanner-1.png) ## What Businesses are saying ![client-img](https://f.hubspotusercontent40.net/hubfs/4016590/Skeps/merchant/client-img.png) ## Skeps is a no-brainer for a easy and benficial POS System. Easy to integrate and predict oputcome without a head scratcher Jaspreet Bhamrai COO at Imagine Apple Inc. ![client-img](https://f.hubspotusercontent40.net/hubfs/4016590/Skeps/merchant/client-img.png) ## Skeps is a no-brainer for a easy and benficial POS System. Easy to integrate and predict oputcome without a head scratcher Jaspreet Bhamrai COO at Imagine Apple Inc. ![client-img](https://f.hubspotusercontent40.net/hubfs/4016590/Skeps/merchant/client-img.png) ## Skeps is a no-brainer for a easy and benficial POS System. Easy to integrate and predict oputcome without a head scratcher Jaspreet Bhamrai COO at Imagine Apple Inc. ![client-img](https://f.hubspotusercontent40.net/hubfs/4016590/Skeps/merchant/client-img.png) ## Skeps is a no-brainer for a easy and benficial POS System. Easy to integrate and predict oputcome without a head scratcher Jaspreet Bhamrai COO at Imagine Apple Inc. × ## Ready to get started [ Schedule Demo ](https://www.skeps.com/request-demo) × ![Skeps-logo](https://f.hubspotusercontent40.net/hubfs/4016590/Skips/Home/Skeps-logo.svg) [![Fb](https://www.skeps.com/hubfs/Skeps_TF2021/home/Fb.svg) ](https://www.facebook.com/skepsofficial) [![Linkidn](https://www.skeps.com/hubfs/Skeps_TF2021/home/Linkidn.svg) ](https://www.linkedin.com/company/skepsofficial/) [![Insta](https://www.skeps.com/hubfs/Skeps_TF2021/home/Insta.svg) ](https://www.instagram.com/skepsofficial/) [![twitter-img](https://www.skeps.com/hubfs/Skeps_TF2021/home/twitter-img.png) ](https://twitter.com/SkepsOfficial) [ Platform ](https://www.skeps.com/platform) [ For Merchants ](https://www.skeps.com/merchants) [ For Lenders ](https://www.skeps.com/lenders-april23-old) [ Company ](https://www.skeps.com/about-us-april23-old) [ About Us ](https://www.skeps.com/about-us-april23-old) [ Careers ](https://www.skeps.com/careers-april23-old) [ Resources ](https://www.skeps.com/resources) [ Blog ](https://www.skeps.com/blog) [ Fintech Glossary ](https://www.skeps.com/blog/fintech-glossary-skp) ©Streamsource Technologies Inc. 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